Financing with Cassell Brothers Home Services

Buy Today, Pay Over Time*

At Cassell Brothers Home Services, upgrading your home’s heating and cooling doesn’t have to mean putting plans on hold. Homeowners in South Carolina and Georgia rely on their HVAC systems year-round, and financing helps make improvements possible when the time is right. Financing gives you flexibility to replace an older system, improve efficiency, or plan long-term comfort without paying everything upfront.

A Smarter Way to Invest in Home Comfort

A new or upgraded HVAC system can improve comfort, support better energy performance, and increase the overall reliability of your home. Financing is designed to help you take advantage of those benefits while keeping costs manageable.

By applying through our trusted third-party financing partner, Upgrade, homeowners can explore payment options that support their goals, including:

• Financing for major HVAC repairs or full system replacements
• Monthly payment options designed to fit a variety of budgets
• Convenient online account management and bill payment
• Access to special promotional terms when available

Financing is available for heating and air conditioning repairs, replacements, and new system installations.

All financing is subject to credit approval

To begin the application process, apply directly through Upgrade using the link below.

Loans are subject to credit approval. Home Improvement Loans offered through Upgrade are made by Cross River Bank, Member FDIC, Equal Housing Lender. Upgrade, Inc. (NMLS #1548935) holds the following state licenses.

These loan terms are not guaranteed and are subject to our verification and review process. Applicants may be asked to provide additional documents to enable us to verify their income and their identity. For loans that charge interest, this rate includes an Autopay APR reduction of 0.5%. By enrolling in Autopay, borrowers' payments will be automatically deducted from their bank account. Selecting Autopay is optional. If you are eligible for credit union membership, you may be required to join a credit union to receive the APR shown. Subsequent charges and fees may increase the cost of the loan. There is no fee or penalty for repaying a loan early. For more information, applicants should refer to the applicable Borrower Agreement and TILA Disclosure.

Loans may be disbursed in one or more advances. These loan terms are estimates based on the assumption that the loan is disbursed in a single advance upon execution of the Borrower Agreement. Actual loan terms may vary depending on, among other things, the exact number of advances, the amount of each advance, and the date on which each advance will occur.